As the holy month of Ramadan approaches, many Muslims are looking at how to calculate Zakat on gold accurately. Paying Zakat on gold is essential for those who meet the gold nisab threshold.

According to Sunan Abi Dawud – Hadith 1573, Zakat becomes obligatory on gold once it reaches 20 dinars and one lunar year passes; the payable amount is half a dinar (2.5%).

However, calculating Zakat accurately becomes complex for many Muslims across the world, due to gold weight variations, daily fluctuating prices, and Islamic differences.

To make this process simple and Shariah-compliant, Sundas Foundation offers a free Gold Zakat Calculator that accurately calculates Zakat based on gold weight and the current market rate.

In this blog, we will guide you on how to calculate Zakat on Gold as per Islamic rules and conditions for gold Zakat.

Before delving into the details, jumpstart with the table to understand the gold Zakat Nisab threshold:

Why does Gold Qualify for Zakat Under Islamic Rules?

Zakat is one of the five pillars of Islam, which all Muslims have to perform who have certain wealth or assets, such as gold, silver, and other items that meet or exceed the Nisab level.

As gold is determined to be a form of "storable" wealth that holds value, this is the reason it qualifies for Zakat. This is also stated in the Quran and Sunnah that gold can be used for zakat.

“And those who hoard gold and silver and spend it not in the way of Allah, give them tidings of a painful punishment.” [Surah At-Tawbah (9:34)]

Understand the Rules about Gold Zakat:

1- Nisab Threshold: If the gold weighs more than 87.48 grams (7.5 tolas), it is required to pay zakat.

2- Duration: You have to own the gold for a full lunar year (hawl).

3- Types of Gold: Most scholars agree that it covers gold coins, bars, ingots, and jewelry, whether it is worn or kept.

4- Calculation: 2.5% of the gold's total market value.

5- Jewelry Exception: Some scholars argue that jewelry that is worn every day by the person does not have to be 6- subject to Zakat. However, the safer and more widely agreed upon view is that all gold that meets the Nisab should be included.

7- Exclusion: Things that aren't gold, like pearls in jewelry, are left out of the equation.

8- Even if you do not have cash to pay Zakat, you may sell a part of your gold or pay for a gold item itself.

How can you Accurately Calculate Zakat on Gold in 2026?

In 2026, by using the Sundas Foundation’s easy-to-use Gold Zakat Calculator, you can accurately and quickly calculate your zakat amount.

The tool has a customized process for zakatable assets (like gold, silver, cash, savings, business assets, etc.) and deductible liabilities (like debts you owe and other bills you need to pay), which makes it easy to figure out how much zakat you need to pay.

You can input the total value of gold, and know how much zakat you need to pay. Then check if your net assets are the same as or more than the nisab level.

How to Use the Gold Zakat Calculator?

1- Enter the total weight of gold (in grams or tola)

2- Press the "Calculate" button

3- The total due Zakat will show as per your selected currency, whether PKR, US dollar, pounds, and more.

What are the Main Conditions that Need to be met for Zakat on Gold?

Paying Zakat on gold is obligatory in certain conditions, such as:

1- Firstly, the person must be Muslim.

2- That person must own the gold completely.

3- The amount of gold must meet the minimum Nisab level, which is the same as 85 grams of pure gold.

4- A full lunar year must have passed. As the Prophet s.a.w said, "There is no Zakat on wealth until a year has passed on it."

Donate Your Zakat to Save the Lives of Poor Patients in this Ramadan:

Do you know? In this Ramadan, you can make a real difference in the lives of needy children with chronic blood diseases by using Sundas Foundation’s Gold Zakat Calculator. Simply enter the value of your gold, cash, or assets, and the calculator will instantly show the Zakatable amount and you can directly pay it.

Your Zakat can provide life-saving treatment for thalassemia patients and support underprivileged families who struggle to access medical care. Don’t let this opportunity pass. Contribute your Zakat today and bring hope, health, and happiness to those who need it most this holy month.

Hazrat Muhammad PBUH, said: “Charity does not in any way decrease the wealth and the servant who forgives, Allah adds to his respect; and the one who shows humility, Allah elevates him in the estimation (of the people).” (Muslim)

FAQs

Why do we pay Zakat?

Muslims who are wealthy are obligated to donate Zakat to less fortunate people. It is a religious duty, as in the Qur'an, Allah (SWT) often commands us to donate Zakat.

Zakat also supports the Muslim Ummah and society financially. This helps individuals live better lives by relieving their responsibilities.

How much Zakat on gold?

According to Nisab, you have to pay 2.5% value of gold. The value of Nisab changes throughout the year; verify it before paying Zakat. Check gold prices too, as they may fluctuate.